The basics of the scheme are very simple. Once you are up and running employees, who don’t have a bank account of their own, are issued with a OnePay® Payroll card. If you pay by BACS then their net pay is paid directly onto their card as part of your existing payroll run. If you don’t pay by BACS, we have an alternative bulk loading process for you to use. And because the OnePay card is a MasterCard® card, your employees can use it to withdraw cash or pay for goods wherever they see the MasterCard acceptance mark.

OnePay offers a great deal of flexibility in terms of how it can work for your business. Initially we will discuss the scheme with you in detail and look to establish the combination of card ordering, card delivery and card loading that works best for your organisation.

Once we have agreed that the OnePay scheme meets your requirements, we will work through a short application form with you which will be reviewed by our compliance department. Once approved, we will provide all the necessary materials and support needed in order to ensure a smooth transition from cash and cheques to Payroll Cards.